Apollo Munich offers Medical Coverage to people of all income groups

Apollo Munich is a standalone joint venture between the Apollo Group of Hospitals, Asia’s largest healthcare group and Munich Health, new business segment of Munich Re, Europe’s leading insurer. Munich Health is a famous group in the field of healthcare insurance in Europe. On the other hand, Apollo Group is popular in healthcare sector in Asia. Thus, Apollo Munich uses the experience and knowledge of its partners for providing coverage to the Indian masses.

Apollo Munich has adopted unique ideology of designing products according to people’s healthcare needs. There are plans that work on principle of indemnity as well as plans that work on principle of benefits. The former offers cover to medical expense incurred, while later offer lumpsum payment, as stated in the plan’s terms and conditions. The company is well known for offering complete coverage to an insured.

The company has a wide range of products available at cost-effective prices. The plans offer cover to people of all section of society. There is coverage for people below poverty line as well as for people belonging to high income group. Thus, the company designs products, keeping health needs of people of all income groups in mind.

Insure Health is the simplest product that has been brought by the company. This plan offers coverage for sum assured in the range of Rs. 25,000 to Rs.2, 00,000. It can easily be afforded by a person looking for a cheap plan. Easy Health is the one of the basic health insurance plan that looks into all basic health needs of people. It offers coverage to hospitalization, pre- and post-hospitalization expenses, day-care procedures and several other medical expenses, depending upon the variant opted.

For people looking for the comprehensive cover, there is Maxima. It is India’s first 360 degree plan that makes medical treatment almost free, as it looks into not only inpatient coverage but also outpatient cover, which includes coverage for outpatient consultation, pharmacy bills, diagnostic tests, outpatient dental treatment, contact lenses, spectacles and health checkups, up to a limit.

Besides it, there is a top-up plan, Optima Cash, to make the coverage complete. It is a daily cash hospitalization benefit plan that takes care of additional expenses incurred at the time of hospitalization. This plan can be purchased along with pure health insurance products to enjoy the life under the complete coverage.

via Posterize